Frankfort Insurance is a hometown agency built
on trust and experience and dedicated to
serving our clients and community.

Our Agency…

Established in 1939 by Robert Lockhart, we have grown to a full service insurance agency specializing in the needs of a growing resort community. Currently Frankfort Insurance serves the needs of 1100 individuals and families, and 150 business concerns in Benzie County and adjacent areas.

The Service You Can Expect…

• A complete analysis of your insurance needs.
• A personal protection program designed specifically for you with the company or companies best suited to your situation.
• The presentation and personal review of our competitively-priced proposal.
• The expert support of our staff assisting in the fair and quick settlement of your claim.
• A periodical review with you of the adequacy of your insurance and the exploration of ways to reduce your insurance costs.

Our Purpose…

For many years our agency has worked toward serving our clients while also helping them become better educated on insurance matters. We feel that we have succeeded in providing an environment that fosters this type of relationship. In an effort to expand our services and support, we have established this Web site.

Our goal with this Web site is to help educate our clients and community about insurance issues. It also allows the summer members of our community to stay in touch with their "second hometown" when they are not here.

To be successful, we request your input. We have created an outlet for your thoughts and questions through this specific email link. This address is dedicated to information. Your input of information, on how we can better serve you, and your request for information on a particular subject. We want to hear from you!

These our are purposes, and we are dedicated to making them a success.

Who We Are…

Andrew Johnson

Andrew is co-owner and principal agent of Frankfort Insurance managing both personal and commercial insurance. He has been in the insurance industry since the mid 1990’s. Andrew & his wife Arah have three children Christian, Gabriel, and Seth and make their residence just outside of Frankfort. Email Andrew.

Roger Johnson

Roger is co-owner of Frankfort Insurance and until his retirement in late 2006 was responsible for the agencies Commercial and Life & Heath business. Roger continues to be a licensed insurance agent but does not keep office hours. Roger and his wife Barbara, also a Frankfort native, have two children Andrew & his wife Arah, of Frankfort and Andrea & her husband David, of Grand Rapids MI.

Cindy Miller

Cindy is our agency's customer care specialist. She handles many of our policy changes and everyday company contact. Her friendly personality shines through whether talking with a customer about a policy change or taking a claim report. Cindy is a native of Cadillac, MI who re-located to Frankfort in 2003 to join her new husband Jim. For any general insurance issues please contact Cindy. Email Cindy.