What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability -  a required coverage which provides defense and personal protection for you and your asset in the event of a suit involving you and or your vehicle.
  • Property damage coverage -  a mandatory coverage which provides for damage the policyholder causes to someone else’s property outside of the state of Michigan
  • Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property Protection Insurance (PPI) -  a mandatory coverage which provides coverage for damage caused by an insured vehicle to a stationary object or legally parked vehicle in the State of Michigan.
  • Limited property damage (mini-tort) - provides up to $1,000 coverage for damage the policyholder causes to someone else’s vehicle in an at fault accident.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured/ Underinsured motorists coverage - for damages you are entitled to recover resulting from an accident involving an uninsured or under-insured driver.

Contact us to learn more about the right car insurance for you.

Contact Us About Auto Insurance:

(231) 352-9697
525 Main Street
PO Box 593
Frankfort, MI 49635 
paige@frankfort-insurance.com